Disability

What if you or an employee suffer a disabling injury or illness and can't work?

No one likes to think about it and many think it won’t happen to them. BUT many of us aren’t protected by private disability insurance and most disabilities aren’t work-related which makes them INELIGIBLE for Workers’ Compensation.

Disability coverage replaces a portion of your income by providing benefit payments for a period of time when you’re unable to work due to an accident or illness.